Anggraeny, Kiki, Rischa Meiyani, Haryono Haryono, and Maria Septijantini Alie. “Financial Technology for Strengthening MSME Financial Management: A Systematic Literature Review (PRISMA) 2021-2025”. Jurnal Studi Pemerintahan dan Akuntabilitas 6, no. 1 (July 9, 2026): 45–56. Accessed September 20, 2026. https://journals.goodwoodpub.com/index.php/jastaka/article/view/6038.