Suhendah, R., Mardjuni, I. P. S., Gussa, M. R. R., Lindrawati, L. and Sofyan, M. (2026) “Credit, Liquidity, and Pandemic Shock Effects on Indonesian Banking Profitability from 2010-2025”, Jurnal Akuntansi, Keuangan, dan Manajemen, 7(4), pp. 1–20. doi: 10.35912/jakman.v7.n4.p1-20.2026.